A tough financial situation is something almost anyone can relate to, and it's something that is very stressful. You must decide how you'll come up with the money you need to get yourself out of the financial jam without affecting your ability to pay other debts. Your credit score can help or hurt you. A good credit score means you can likely get a personal loan that has a reasonable annual percentage rate, but a bad score leaves you struggling to find the help you need.

While looking through endless pages of gorgeous diamond engagement rings, have you ever stopped to wonder about their history? Princess and Marquise cut diamonds haven't always been the fashion; throughout history, dozens of distinct ring styles have emerged, many of which still have their own small following today. Here are four examples of unique historical ring styles suitable for engagement or wedding rings. One or two of these styles are even gemless, making them perfect for a no-frills couple or for a male engagement ring.

If you have valuable jewelry lying around and are in need of a loan, then you might want to consider taking out a jewelry loan at your local pawn shop. A jewelry loan allows you to place your valuable jewelry as collateral for a loan that's typically based on the value of the piece itself. Once you pay your loan back (along with any interest and fees), you'll receive your jewelry back.